An ideal way to maintaining liquidity while optimizing the returns of your invested funds.

Loan against Fixed Deposits is a facility offered by Garg Financial to our members against your deposits held with us. For your liquidity requirements, avail 90% of the value of deposits held, without breaking the deposit.

You can avail a loan against the security of FDR / RD deposits.

You need not close the deposit prematurely, and can avail the loan:

• At the branch where you maintain the deposit.
• As an overdraft or as a demand loan.
• For a maximum of 90% of the face value of deposit and including the interest accrued on the deposit.
• At an interest rate linked to Deposit Rate against FD/RD deposits.